Supplemental insurance is extra or additional insurance that helps you pay for things your standard insurance doesn't cover. When you choose supplemental insurance plans, cash benefits are paid directly to you so you can use the money to help pay for out-of-pocket medical costs, lost wages or other unexpected expenses due to illness or injury.
Unexpected accidents and illnesses happen. When they do, it can leave you and your family vulnerable to out-of-pocket expenses that standard insurance does not cover. Supplemental insurance benefits reduce the worry about how you will pay for those expenses. With less worry, it's easier for you to focus on getting well.
Types of supplemental insurance offered: