St. James Life & Health Insurance Solutions

 

704.421.8530
jo@stjamesagency.com

Dental Insurance

NEW PLAN - CHECK OUT SPIRIT DENTAL!

 

Plan Benefits:

 

 

*The $5,000 annual maximum plan(s) may not be available in all states.
**Coverage varies by plan.

 

Traditional Dental Plans

Traditional dental plans available through:


Spirit Dental

United Healthcare

Blue Cross/Blue Shield of North Carolina

Humana

Secure DentalOne

Discount Dental Plans

Discount Dental Plan Comparison Database

Savings plans are NOT insurance and the savings will vary by provider, plan and zip code. These plans are not considered to be qualified health plans under the Affordable Care Act. Please consult with the respective plan detail page for additional plan terms. The discounts are available through participating healthcare providers only. 

 Dental/Vision/Hearing Plans

Available through:

Medico - Call for Quote

Quick Quotes for Traditional Dental Plans:


Spirit Dental

Secure DentalOne

Humana Dental

United Health One - click bar below

 

 

Dental Insurance is available to individuals and families that are not covered on group dental insurance. For people without dental insurance, cost often stands in the way of getting the care they need to maintain the health of their teeth and gums. Even for routine preventive care, a trip to the dentist's office could mean a substantial amount of money out of your pocket.

How you can maintain good oral health:

  • Use a fluoride toothpaste. Fluoride protects against tooth decay for all ages.
  • Brushing and flossing to reduce dental plaque can prevent gingivitis.
  • Don't smoke!  Smokers have 4 more times the risk of developing gum disease than non-smokers. Using tobacco in any form increases the risk for gum disease, oral and throat cancers, and oral fungal infection.
  • Limit your alcohol intake. Heavy use of alcohol is a risk factor for oral and throat cancers  but when used with tobacco the effects are even greater.
  • Pay attention to what you eat. Avoid sugary or starchy snacks.  The five-a-day helping of fiber-rich fruits and vegetables that's recommended actually stimulates salivary flow to aid remineralization of tooth surfaces with early stages of tooth decay.
  • Visit the dentist regularly. Regular check-ups can detect early signs of oral health problems and can lead to treatments that will prevent further damage or even reverse the problem. Professional tooth cleaning is very important for preventing oral problems.
  • Diabetic patients should maintain control of their disease  to prevent the complications of diabetes, including an increased risk of gum disease.
  • If your medications cause you to have a dry mouth, ask your doctor if there are other drugs that can be substituted. If your dry mouth can't be improved, drink plenty of water, chew sugarless gum, and avoid tobacco and alcohol.

We have a variety of dental plans available.  Please call 704-421-8530 for more information.

 

 

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